Dr. Ir. Rahmat Mulyana, MM


NUP : 990300946
Scopus ID : 57210324252
Position : Head of Master Program in Islamic Economics and Management
Email : rahmatmulyana@tazkia.ac.id
NIK : 019.170
Room : Head of Master Program’s room (3rd Floor)
Office hours : Monday – Friday (08.00-17.00), by appointmen


Rahmat completed his undergraduate education at the Bogor Institute of Agriculture, Department of Agricultural Industrial Technology, Faculty of Agricultural Technology at the end of 1989 with the thesis title “Decision Support Systems for Tea Industry Production Planning”. Rahmat then pursued Master degree in the Special Risk Management Program from the University of Indonesia Master of Management (MMUI) which was completed in 2008 with the thesis title “Modeling Risk of Stock Portfolios on the Indonesia Stock Exchange with Expected Tail Loss”. He took doctoral studies at IPB Business School and successfully defended his dissertation entitled “Analysis of the Indonesian Banking Efficiency Strategy in Facing the ASEAN Economic Community”.

He started his career in the banking and financial sector, especially Islamic finance. First joined BPR Wakalumi then became director (sole) of BPR Amal Salman (BPRS Al Salaam) when it was first established in 1992. He had joined the Bank Muamalat before becoming General Manager and Researcher at the Institute for Development of Economics and Finance (INDEF) until 2006. In 2006, Rahmat initiating a consulting company, PT Score Consulting Indonesia, then in 2008 joined the LKBN Antara as Finance Director until November 2012. In his duties as Finance Director, among others, he played a role in converting Antara from a State Institution to a BUMN and get a WTP (unqualified) opinion in the third year. Since January 2013, he joined the Tazkia Institute as a lecturer and is currently the Head of the Sharia Economics Masters Study Program and is also active as a financial and business consultant as a Senior Partner at PT Strategic Actions Indonesia until now.

Rahmat likes knowledge sharing activities both in the form of teaching in the classroom and in executive training forums. He has taught Behavioral Finance courses at Binus Graduate Business School, Entrepreneurial Finance courses at Multimedia Nusantara University and Islamic Finance courses at the Tazkia Institute. Currently, he is a lecturer in the Masters class for Economics of Strategy. Executive courses that have been facilitated include Risk Management in Excel, Operational Risk Management for Banks (organized by the Risk Management Association, RMA based in Philadelphia USA), Credit Risk Modeling, and Risk Analysis in Infrastructure Projects. In addition, Rahmat has also participated in certified training, including Advanced Company Valuation from Euromoney Singapore and Advanced Financial Modeling from Ethan Hataway Hong Kong.

  Academic Qualifications

  • Doctor in Management, IPB Business School, Bogor (2015-2018). Dissertation: “Strategic Analysis of Indonesian Banks in the Era of ASEAN Economic Community”
  • Magister of Management, University of Indonesia, Jakarta (2008). Thesis: “Portfolio Risk Modeling of Stocks in the Indonesia Stock Exchange with Expected Tail Loss”
  • MSc program in Decision Sciences, the London School of Economics and Political Science, UK (1997-1998). not finished, postponed in early 1998 because of cancellation of scholarship due to economic crisis in Indonesia.
  • Bachelor in Engineering, Bogor Agricultural University, Bogor (1989). Department of Agroindustrial Technology. Final assignment : “Decision Support Systems for Production Planning of Tea Industry”

  Working Experiences

  • Head of Master Program in Islamic Economics and Management, Tazkia University College of Islamic Economics (July 2019 – Present)
  • Senior Lecturer at Tazkia University College of Islamic Economics : Risk Management, Islamic Finance, Islamic Microeconomics (2019-Present)
  • Senior Partner at Strategic Actions Consulting (Jan 2014 – Present)
  • Finance Expert for Badan Pembinaan BUMD Propinsi DKI (July 2018 – March 2019)
  • Lecturer at Universitas Mercu Buana : Finance and Budgeting (2015-2017)
  • Lecturer at Universitas Multimedia Nusantara (UMN) : Entrepreneurial Finance (2011-2012)
  • Chief Financial Officer, ANTARA National News Agency (Perum LKBN ANTARA) (Feb 2008-Oct 2012)
  • Lecturer at BINUS Graduate Business School : Corporate Finance, Behavioral Finance (2007-2009)
  • Principal Lecturer in Operational Risk Management Courses by the Risk Management Association (RMA), Indonesia Chapter
  • Managing Director at Score Consulting (Feb 2006 – Feb 2008)
  • General Manager and Researcher at Institute for the Development of Economics and Finance (INDEF) (Jun 2003 – Jun 2006)
  • Senior Manager at JK Finance (1999-2002)
  • Head of Micro Sharia Financial Institutions Department, Bank Muamalat Indonesia (1994-1998)
  • Director, BPR Amal Salman (PT) (1992-1994)
  • Operation Manager, BPR Wakalumi (PT) (1990-1992)

Project Portfolio

  • Projects portfolio with Score Consulting under my supervision are :
    1. Strategic Plan Bank Muamalat Indonesia 2007-2015
    2. Strategic Plan Perum LKBN Antara 2007-2012
    3. Feasibility Study of Airport Rail-link Development Project (Soekarno-Hatta Airport to Central Jakarta)
    4. Business Plan of Bank Bumiputera 2007
    5. Provide Professional Courses on Sukuk (Islamic Bonds) and Risk Management

  Workshop & Certification

  • Certification:
    1. Advanced Company Valuation (5 days), EUROMONEY TRAINING, Singapore
    2. Advanced Financial Modeling (3 days), ETHAN HATHAWAY, Hongkong
  • Executive Trainers:1. Risk Analysis in Infrastructure Projects
    2. Risk Management in Excel
    3. Advanced Credit Risk Management
    4. Operational Risk for Banks

  Published papers and books

  • Co-writer of “Bank BRI Keluar Dari Krisis : Dari Restrukturisasi sampai IPO” (Analysis of exit strategy of Bank BRI from its restructuring program in 1999-2003), published by Bank BRI
  • Co-writer of “Peran Bank BRI dalam Pengembangan Keuangan Mikro di Indonesia” (Analysis of the role of Bank BRI in the development of microfinance in Indonesia), published by Bank BRI
  • Project Coordinator of INDEF publication : Analysis and Implementation of Value Based Management System in Micro business of Bank BRI
dofirfauziDr. Ir. Rahmat Mulyana, MM